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Social Security and Supplemental Security Income payments will jump 5.9 percent in January, the government said Wednesday, the biggest increase in nearly 40 years.

The average retiree will see his or her monthly benefit go up $92, from $1,565 to $1,657, according to the Social Security Administration. The average older couple, both receiving benefits, will see a hike of $154, from $2,599 to $2,753. And the average disabled worker will see an increase of $76, from $1,282 to $1,358.

Financial planning is a complex issue, but, according to the experts, handling it in a timely fashion and taking it one step at a time can help prevent a potentially confusing process from becoming overwhelming.

And while managing your personal finances is ultimately your responsibility, you don’t have to deal with it alone — there is plenty of help available.

State Sen. Joe Addabbo Jr. (D-Howard Beach) is partnering with the city Department of Finance next week to bring a notice of property value virtual outreach session to his constituents.

Residents will be able to log on to the virtual seminar from 10 to 11 a.m. Feb. 16 to have their questions answered regarding their notice of property value statement.

More than 150 young residents attended a recent Buy Back the Block meeting at Maranatha Baptist Church on Springfield Boulevard in Queens Village.

The presentation was aimed at millennials who are interested in both buying their own homes and halting gentrification in their neighborhoods.

The cost of building a new jail in Kew Gardens could zoom past initial estimates of $2 billion, it was revealed last week.

Already unpopular in the neighborhoods surrounding the proposed site, the 19-story jail is to be funded by municipal bonds whose interest costs were not figured into the projected $2 billion price, civic leaders said after emerging for their first meeting with city officials since the plan was approved by the City Council last November.

Mayor de Blasio last Thursday released a $95.3 billion executive budget proposal for the fiscal year beginning on July 1.

The figure would represent a $2.5 billion increase over the budget approved by the mayor and City Council last June, or nearly 3 percent.