This year, America Saves Week runs from February 22 through 26. The week is an opportunity for organizations to promote good financial habits. It’s also a great time for people to assess their own saving status, as planning and saving are key to a successful retirement.

Each day of the week will focus on a different aspect of saving:

• Monday – Save Automatically

• Tuesday – Save for the Unexpected

• Wednesday – Save to Retire

• Thursday – Save by Reducing Debt

• Friday – Save as a Family

It’s never too early to start planning for your retirement. Set a goal, make a plan and save automatically. People with a plan are twice as likely to save successfully. Pledge to save for America Saves Week at

We have many tools to help you with your goals as you save for retirement. You can access our online information and resources at

It’s never too late for you and your loved ones to begin saving. Younger workers may think they have time to put off saving for their future, but the sooner they begin, the more their money can grow. Visit our website for young workers at for resources that can help you secure today and tomorrow.

Newborns and their Social Security number

Grandparents, you who are the most likely to know the importance of a Social Security number: Here is some important information to pass along to your families.

Getting a newborn a Social Security number is important for their future. If a child is born in a hospital, the easiest way to apply for a Social Security number is right at the hospital.

When you give information for a child’s birth certificate at the hospital, you’ll be asked whether you want to apply for a Social Security number for a child. If you say “yes,” you will be asked to provide both parents’ Social Security numbers, if you can. Even if you don’t know both parents’ Social Security numbers, you can still apply for a number for your child.

There are many reasons why a child should have a Social Security number. You need a Social Security number to claim your child as a dependent on your income tax return. Your child may also need a number if you plan to do the following for your child:

• open a bank account;

• buy savings bonds;

• get medical coverage; and

• apply for government services.

You can find more information by reading Social Security Numbers for Children at

Grandparents-to-be, please share this information with people who are expecting a child. Applying for a Social Security number at the hospital will save them time and let them focus on the new member of their family.

Nilsa Henriquez is a Social Security Public Affairs Specialist located in Queens.

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